How to buy the most cost-effective iphone7? Sina fund exposure platform: letter Phi lags behind false propaganda, long-term performance is lower than similar products, how to buy funds pit? Click [I want to complain], Sina help you expose them! How to buy the most cost-effective iphone7? IPhone7 finally appeared, it could be an iterative failure in the history of the Apple Corp, but never mind, iPhone or mobile phone market leader, was forced, temporarily will not lose the trust of powder. Then the next is how to buy the problem, in fact, the most cost-effective way to buy what? Staging ah, but also to interest free installment in 12, a mobile phone company, the equivalent of taking a 1/12 price first with the new mobile phone, how to think how to deal. But is the bank a charity? The bank will also join in the 0 enterprises, 0 interest fee lively, it really is in peibenzhuanyaohe? Or secretly have unknown profits? Let’s make a detailed analysis. First, credit card purchase, the bank will receive a transaction fee. In other words, you brush who’s card, the card issuing bank will receive a fee ranging from AppStore to 0.5%-1%. This is what you buy things in small businesses, the owner wants you to pay cash, rather than the same card. Because the credit card, bank provides services to you, will naturally have bank settlement costs, and this cost, there is a need to store in small businesses to bear. On the other hand, if a bank provides iPhone7 installment purchase, naturally in your mobile phone transaction price, earn this 0.5%-1%. However, this is just like apple industry practice, sought after by businesses, banks are to take the initiative to come to cooperate with "hot rub", so this part of the fee income, may not reach the industry standard. In fact, this is not the most important, the most important thing is that you choose to stage the 3 or even the 12 period, you use this credit card viscosity has been at least promoted. In the past, each row by giving small gifts or cash back, hope to promote the credit card, in order to achieve profitability. However, the cardholder is also full of intelligence, a lot of people to fill out the application form to get gifts, upon receipt of a credit card do card issuers have white hair action, so this card. Even if some cardholders temporarily opened this card, a small card for consumption after the ceremony, over a period of time will be in the hands of the credit card, began to sell out the common card screening. The Bank launched iPhone7 installment purchase, with interest free installments, can not only attract cardholders to use the card, but also to ensure that the 3-12 in the future period of repayment period, he even sell out all his cards, there will also be a. And if he uses this credit card every month other consumption, then the bank still has the opportunity to make money by issuing bank fees and other ways. Phased purchase of iPhone, to a certain extent, but also in the development of consumer spending habits, and once this financial convenience is adapted, in the future, consumers may be willing to pay, to buy points