Consumer Finance Department of three funds to meet the blue ocean food cake trillion sina finance App: Live on-line blogger to tutor you say stocks contest off 60 million / Reporter Wang Yuan, editor Chen Yu "in 2016 for consumption or the outbreak of the financial year." Shanghai Internet Financial Industry Association Secretary General Wang Zhe yesterday to attend the "2016 consumer finance forum, from the population and consumption demand Chinese view, consumer finance is a big market for 10 trillion, by the end of 2017, is expected to the Internet consumer financial market will increase to two trillion yuan. Electricity supplier system: I hope to compete with the bank after the P2P, after all the chips, consumer finance is regarded as another piece of the Internet banking industry, blue ocean, becoming a new battleground for multi-party competition. Wang Zhe said yesterday, from Ali, Tencent, Baidu, Jingdong and other Internet giants, to the emerging start-up companies, are currently in force layout consumer finance. At the same time, the consumer finance industry chain has gradually improved, from the scene, and the product was off, data, risk control, capital, has a professional team in deep within the industry enterprises is very closely sharing, and promote the rapid development of the industry. Consumer finance from the current pattern of participants, the main sub banking department, the Department of industry and the electricity supplier is three. Finance house CEO Zhang Jianliang said at the forum, the company is still the leading consumer finance department of bank market, the electricity supplier system with business ecological system to improve the layout of the market, to Denver in the consumer finance market "". But in the bank LED market structure, some of the electricity supplier practitioners have a deep understanding of competition and cooperation with the bank. "The Internet consumer financial development so far, because there are some banks behind, we get the cost of funds and bank credit card center has little difference, coupled with years of experience in risk control, the rate of bad debts has a certain degree of control, in fact, is to have the ability and some bank cooperation, sharing technology and risk control was off the platform." An Internet banking executives said yesterday at the consumer finance forum, but some large commercial banks still refused to cooperate with them. Zhang Jianliang analysts believe that, compared with the traditional banking consumer finance, the advantages of the Internet consumer finance product design is more flexible, focusing on the user experience, user-friendly anytime, anywhere borrowing. In addition, the Internet consumer banking services located outside of the user, the lower the threshold for loan applications, the wider service population, the relationship between the two should be complementary. In the last month, the CBRC and other four ministries issued the "Interim Measures for the management of network lending information intermediary business activities" (hereinafter referred to as the Interim Measures). Zhang Jianliang believes that the scope of a wide range of small loans, the introduction of regulatory policies to help the industry standardization. From the policy level is the government to encourage micro credit, there will be more business transformation microfinance, to some extent, will greatly promote the development of microfinance. But the regulation itself for the transparency of the use of funds has also made more stringent requirements, will have a greater impact on many opaque institutions. On the Interim Measures相关的主题文章: